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Creative Financing Explained

-Topics Explained in the Video-

What Exactly is Creative Financing?

What Exactly is Creative Financing?

What Exactly is Creative Financing?

It's all pretty simple. 

If you are the Seller, we take over your payments & give you a Cash Payment toward your next home.


If you are the Buyer, we put you in your Dream Home regardless of your credit score, as a Rent to Own.


All of the paperwork is setup through a third-party Title company.


Selling Advantages

What Exactly is Creative Financing?

What Exactly is Creative Financing?

You get the price you deserve for your home. There really is no haggling! We can afford to pay full value for your home because you are doing us the favor of giving us the good Interest Rate on your mortgage. Most recent homes have a 2-3% interest rate attached to the them. With today's rate's of 8-10% interest, this is what gives us the ability to offer the perfect solution.


We pay the Closing Costs & Real Estate Agent fees. This is what allows people with little equity in their home to get unstuck.


There are also huge Tax Benefits to Creative Financing. If you sold your home like normal, you'd have to pay the taxes right away on that sale. But with our method, you can spread those taxes out across 10, 20, even 30 years!

Buying Advantages

What Exactly is Creative Financing?

Buying Advantages

If you can make the payments, you can own the home! No credit checks. No proof of prior residence or job history. Today is a new day. You can live in the home of your dreams!


The process is the same for everybody. First, we guarantee that we will give you a better rate than the bank.


The rest of the terms are entirely up to you! Would you like a 15 year loan, 20, maybe 30 years makes the most sense.


We do ask for a small down payment to ensure you plan on being there a while. The better down payment, the better rate we can give you.


Either way, you will now be on your path to owning your very own home.

Common Questions

Real Estate Agents Love Us!

Buying Advantages

If you take over my payments, the home will still be in my name (until paid off). How will I then qualify for a loan to get into my new home? 


This can easily be overcome with some paperwork provided by our team.


This all sound great, but how do I know I can trust you?


We are the most transparent company you will ever meet! We are actually more than a company, we are part of a close-knit community.


Pace Morby is the guy who hosted the above video, you've probably seen him on TV (Triple Digit Flip). He is more than a mentor, he's also our business partner.


He's basically the guy when it comes to Creative Financing. He's done thousands of deals & his team can simply offer solutions others just don't know about.

Real Estate Agents Love Us!

Real Estate Agents Love Us!

Real Estate Agents Love Us!

If a Real Estate Agent is listing homes for sale & they are not selling within 6 months, they're probably going to be fired.


Creative Financing is the answer they didn't even know existed!


We can guarantee the sale of the home for the price they want, the Seller can determine the terms of the contract, and of course we make sure the Agent always gets paid their commission. 


It really is a win-win for everybody involved.

Saving Senior Citizens

Real Estate Agents Love Us!

Real Estate Agents Love Us!

We've all seen the sad stories of everyday Americans who work their ENTIRE lives. 


They always expected to retire happily, but now realize they have to keep working just to keep the bills paid.


Maybe they lost their spouse, or have Medical Bills, or are just trying to keep up with Inflation.


You do not need to work the rest of your life! We are here to help!!


Maybe you do not have Equity in your home, don't have the money for repairs to sell it, or the money to pay the Closing Costs/Agent Fees. 


Or maybe, you just don't know where to start. Send us a message with some basic info & we will call you back right away. We have been there before, and we do help people like you everyday!

-EXAMPLES OF SOLUTIONS-

Seller Example #1

Seller Example #1

Seller Example #1

Home Listing Price: $400,000

Seller still Owes: $370,000

Estimated Closing Costs/Agent Fees: 10%


If the Seller were to try & sell this property the traditional way, they would actually have to pay $10,000, just to walk away.


OUR SOLUTION: We pay you $10,000 & just take over your payments.

Seller Example #2

Seller Example #1

Seller Example #1

Home Listing Price: $200,000

Seller still owes: $0

Estimated Closing Costs/Agent Fees: 10%


Once again, even if the Seller finds a buyer willing to pay full price, they would have to spend $20,000 to move.


And don't forget about the taxes you're going to have to pay on that huge sale.


OUR SOLUTION: CREATIVE FINANCING!

Buyer Example #1

Seller Example #1

Buyer Example #1

Renter has been paying $1000 per month for the past 8 years..


Equals $96,000. That's the amount of money you could have already paid toward owning that home.


Everybody thinks that they need a bunch of money to get into Real Estate.


Many are shocked to find that payments to Own a Home are similar to Rent Payments they've already been making for years.

Buyer Example #2

Seller Example #1

Buyer Example #1

Excited First-time Homeowners put down $2,000 on a dream home that costs $300,000.


If they were to go to the bank to get a loan, they would be denied. But even if not, it would be for 8%.


Instead with Creative Financing through Sunny Side, they get 6% on a loan for $298,000. 


They chose the 30-year repayment option, which gives them a very affordable $877/month.

Typical Buyer Conversation

Typical Buyer Conversation

Typical Buyer Conversation

Hi, my name is Corey with Sunny Side Solutions. I'm calling today about your home for sale on 123 Main Street, is it still available?


I see that it's been on the market for over 3 months.. I know that it's not a great time for most people to buy. Would you be open to Owner Financing?


We pay the full price for your home, we pay your Closing Costs & Agent Fees. We give you a small Cash Down Payment & make monthly payments directly to you. Since you are the bank, you make interest off of the loan!


The terms are completely up to you. You determine how long the loan is for & of course the longer the term of the loan, the more interest you make. It really is that simple.

Things We Need From You

Typical Buyer Conversation

Typical Buyer Conversation

 All we need to know from you is what your Interest Rate is, How Much you still owe, and what your Monthly Payment is. That's it!

Contact Us Today

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Sunnyside Solutions

Ferndale, Michigan, USA

SunnySideSuperHeroes@gmail.com

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